Take a “break even” sale before interest, utilities, taxes, insurance eat you up?

As others have said, you don't have enough money to even think about getting started. 15k is basically your reserves for a property to start with so you still need to put a full downpayment in the bank.

“Multifamily” in real estate typically starts at 5 units or more, where 2-4 Unit properties, even with multiple units, is typically in another box.5-10 Units: If the properties you are looking at are more than four units, then the options are likely going to be a bit different.

If you don't understand that last sentence, do not even attempt it.

Assuming an IP than you should be in great shape for a DSCR as most lenders ask you only wait 6 months with some even less.

Not many markets that work right now for cashflow with high rates, throw in that you only want brand new construction where prices are even higher.

With the projected rents, even after a refinance, your ROE is a negative number. 

Break even cash flow or positive cash flow (on todays rates)Willing to do value add and development project I would do a house hack in your local market where you live.

I am going to pitch an owner finance deal and I don't even know what the paperwork looks like haha.

We decided to take 2 weeks to study the market to see if there were multi family properties or single family properties with multi family potential even available in our price range.We found a duplex in the roseville area that we are very excited about.