Thanks for the feedback...Chris Seveney: I would like to find a servicing company who will make payments on the 1st position loan, to insure the seller's debt/income ratio, so they can get approved for a new loan for their next home while I sub-to the original loan.Ken M: I reached out on the thread to find a recommended servicing company, who is willing to take on that liability, and reputable so as not to encounter the issues you mentioned. 

The company is call ocean park financials....I googled them....didn't find any useful info. my client bought this house with me this Jan, with a 6.5% rate and they want low....I mean LOWER rate....I feel it is totally fishy and like a scam but I dont process loans so I don't have a firm answer for them.

@Dru Hill I've worked with some highly experienced agents (and I've also encountered plenty of agents who had no clue what they were doing).My primary agent is in the top 1% of volume and expertise, and he's made himself into a key part of my operation over the years, so I'm happy to keep bringing him business. 

I thought this was weird or some sort of a scam, because I bought the property thru a mortgage, so I pay property tax as part of my monthly escrow payment.

I just went through all my closing docs, which include: general warranty deed, release of lien, deed of trust, loan documents, final note, final HUD and "dinky docs".I honestly don't feel like the seller is trying to disappear, my emails may have gone to junk mail, and he might not bother picking up an international phone number thinking it's another scam call.

At the same time, Facebook and Microsoft are working with several other web giants and the United Nations on a database to block potential extremist content.The actions of these major companies may seem logical in an internet riddled with scams and crime.

When Bob finds out he was scammed and wants his piece of the pie, the pie of which was diminished by a “sweet deal” transaction, does he have recourse with the Title company? 

Trying to gauge the right level of due diligence to be done right at the get-go, and avoid wasting time or getting involved in a scam (not being too pessimistic!).

This seems more like a way to avoid child support or to scam someone with a property they don’t own?

This goes for about everything I encounter haha.