They like moisture, and eat mold (bathrooms are a perfect environment).

I'm definitely going to consider all the additional expenses to factor in with the FHA loan as it sounds like they may eat up cash flow.FYI, I plan on living inside the Beltway (preferably Northern VA) no matter which route I take.

I'm a marketing guy so I eat this stuff up.

I want something that looks nice for when we hold special events there (parties, wedding receptions, etc), but it has to be tough enough to withstand golf spikes when golfers come up to eat/drink after playing a few rounds.

High rates on hard money will eat into your cash flow very quickly.Best of luck and feel free to contact me if you'd like some assistance.

Work harder, work longer, get a raise, get a higher paying job, get an extra job, do some freelance work, get side jobs, save more money, eat out less, cut all expenses to a minumum are all ways to save faster. 

Thank you everyone who has been posting, I'm eating it up!

Trick with anything legal is you never have any issues until you do and then a judge might eat you up if it isn't correct.    

But I spoke with a realtor and they did a rough top of the head quote of 11k in closing costs eating up most of my down payment I was looking to use.Current rentals in the area for SFR are going for 1200-1400 a month.  

The Beginner’s Guide to Highly Effective Real Estate NetworkingAn awesome read is "Never Eat Alone" by Keith Ferrazzi, great book about providing value to others and building genuine relationships.