They are current on all bills.

We ended up doing about $5,000 worth of upgrades (all new backyard fence (and the backyard was huge), kitchen backsplash, etc.)What caught me off guard more than anything was the utility bills, on going lawn care, open house and "realtor love" expense, a few staging items, etc.  

Refinancing to pay off a tax bill, in other words borrow tens or hundreds of thousands of dollars to come up with thousands of dollars....that's an issue.  

Long story short, in this town the landlord is responsible for the trash bill unless the tenant signs up for autopay; the only way a tenant can pay is via autopay, they can’t just receive paper bills and then send in checks.July 23rd I explained that via email to the tenant, asked the tenant to pay me the $50 for the incurred charges so far that the LLC just paid, and instructed her to sign up for autopay.

Look at the overall credit history and look at the last 12 months and see if he or she has been paying their bills on time recently. 

Like @Bill Coleman, we use paynearme too and love it!  

If you tell them "I want this faucet." and the cost is $300, at the end of your project you will be billed a $200 "extra" because you went over your allowance.

I believe the point Corey made was that after one year (as Bill Gulley suggests) you can move out, rent the property and still keep the loan.  

. ($300 worth)Don't I bill them directly?

But I'm not here to gripe about an employer that has been paying my bills, where I met my wife, and whom has given me a family.