Due to our limited funds, we want to figure out how to get a great deal, with as little of our cash in the game as possible, to allow a "safety net" of sorts.

In my park lease I don't allow the tenants to own other homes.  

This would allow us to work on the plans & permits for the new construction so that we can basically follow her out with an excavator to immediately start the demo - to make up for some of that long holding time. 

-Are the rents at the maximum allowable levels?  

I do remote REI, I do BRRR and all my houses are on mortgages which allowed my to pull out all my cash and additional created equity.

This allows you to evaluate and add contingency costs so you have room for anything that may happen like added costs, length of costs (holding costs).  

She said these "places" are considered "physical addresses" which is not allowed and that is why my client received the warning email.I COULD NOT BELIEVE IT!!!

But they won't allow a private individual to have a second separate bank account with a different account number.I'm being told that I shouldn't put my property into an LLC until it has no more loan obligations (I probably won't be alive that long).What should I do?

The instructor is correct, but to be fair, it doesn't matter what scenario you are in - if you buy at the top of the market you're gonna have problems in a variety of ways, be it with a HML, bank, investor, or otherwise.65% is the magic number for us, but occasionally we see deals that do allow up to 70%.  

VA or FHA allow smaller down payments.