I'm working on a situation where I physically cannot wholesale this deal at a profit, so I'm actively searching for other avenues...APV: $125,000Outstanding Mortgage: $100,000 (was a $200,000 loan)Is there a way I can structure a deal with seller financing so the buyer I find would assume the remaining mortgage and pay a down payment of $10,000 ($5K to seller, $5K to me)? 

Need some quick motivation for remaining focused on your investing journey?

Also the loan is with a local bank generally and they want full recourse against you so you have to be very careful on the purchase.They will want to see after your down payment what your remaining liquidity is and total net worth.

Despite producing monthly brokerage reports showing my trades (plain as daylight), other members remained fearful to try what I was doing.For the longest time, I could not understand why - in the face of overwhelming evidence - people remained "stuck" in their own paradigm and unwilling to embrace opportunity while at the same time claiming they wanted to make money.  

I've been reading a book about real estate investing and the author who shall remain nameless makes a brilliant recommendation when buying REO properties.

He has maybe 4 hours of work remaining.

Also, a qualifying spouse can remain in the property until they pass or sell or refinance.Yes there are negatives like your equity shrinks, because you are using it and you need to see if this financial tool fits into your financial plans and lifestyle. 

The reserves, and any other retained earnings, will be priced dollar for dollar into the purchase.If you are simply purchasing an asset (i.e. the 24 unit building at 123 Some Street), the reserves still remain with the business and you only get the asset.

Hello Bill,You would essentially wrap the remaining bank balance into the offer you are making the motivated seller.

that may be a little more than what could be included for a good ROI on this project, I guess it'll depend on the remaining numbers as usual, though visually it would have a huge impact and the target market for this project would really be attracted to it.