You can find the statistical data via the major moving companies, and I believe Ken McElroy recommended this site for that purpose:  https://www.northamerican.com/.... 

Am I reading correctly?

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I would recommend looking at the Furnished Finder Traveler Search to see what is currently listed in the area you are targeting.

I would recommend reading the book by J.Scott called "The book on estimating rehab cost" Also, network a lot and consume wholesaling-related content to give you a better picture of how it works. 

Additionally, does anyone have any good recommendations for hard money lenders im the DC, Maryland, Virginia area that they have experience with?

Any recommendations for a towel set?

I'm unsure what the right path is, but I've been reading about investing in owner-occupied, multi-family properties.

Would anyone know if there is a difference to these or if they could recommend any other sites?

I’ve heard all kinds of set ups recommended but this was what my attorney said to do.