Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

I certainly would recommend speaking with a loan officer before paying off any student loan debt.  

Ask to speak with some of their current owners and current/former tenants.

@Chris Howie yeah, generally speaking it's going to be 8% - 12%...but don't let that freak you out.  

Most of the time LRO will fall into the "Standard Market" meaning you are going to get a competitive price and comprehensive coverages no matter where you are, generally speaking.   

Of course you don't want to send salesy stuff, instead send something that anyone will find interesting (85% to 95% of people in your sphere are likely not buying or selling in the next year anyway, your info needs to speak to them). -- Anything that helps them increase the value, safety, or enjoyment of their real estate - or their future real estate - is a no-brainer.

Make sure you speak with someone with authority when you call. 

If you insist on going further, start by speaking to local law enforcement.

So he’s guided me the best he can but the language he speaks is foreign and I need residential guidance I believe.

If anyone would be willing to speak to me directly that would be fantastic.