If this is true, then a rich guy who marries a trophy wife need not worry about her impact on their children!

If you have someone (spouse and children) who depend on you financially - then you need life insurance.

The original poster said she let the tenant choose the paint colors for the children's room etc.

She has two children so she probably qualifies for earned income credit, so it is very likely that she will have a tax return of $5k.

The husband worked full-time as an emergency physician, while his wife divides her time between caring for their children and managing their rental properties.

Our motto is "Building Generational Wealth" and we work with a lot of minorities in the area to not only be the first in their family to own a home, but also to think about the next steps financially to help themselves and their children be better off. 

Vicinity or bus to the University/Children's hospital.

If it is just you to account for it is different.If you have elderly parents, wife, children depending on you to make a monthly income to feed them and provide shelter then you have to do things in stages.

Though it won't help a lot, if you have children you can gift part of that money to them.

Suffice to say, I am married with 3 children and one with special needs with major medical bills.