Since it’s a personal question:Option A- I’m married to her.

I personally don't like this transaction, but everyone has a different risk tolerance. if you can aggressively raise rents and the market appreciates you are fine.For your assumptions the red flags that I'm seeing:0% vacancy should be higher unless your a PM and are experienced, even still.0% for management fees, are you a property manager?

But ONLY if it was your personal residence for two of the last five years.

This would be a full time STR and maybe come down one week in the summer for personal use.

I personally would not do it and do not recommend buying points to any of my clients.

My personal opinion is that this would be a very buyer-dependent situation.

I have them all in my personal name. 1.

It's a less personal experience for the public but the results are very efficient and thorough.   

I am seeking a way to market the property so that I can find the right person willing to obtain it.

Morgan,When you are getting the Homeowners quotes, have them also quote a Personal Umbrella policy to give added Liability coverage since you will have a renter in the house.