In your alternative scenario wherein the underwriter reviews business tax returns rather than Schedule E, the same rent and expenses still appear, so that didn't actually solve anything.

Thank YouThis is often mentioned because active investors are looking for this sort of product, and the reason there are not companies offering it is because of the amount of risk involved in doing this type of loan, especially in the current economic climate.I just want to explain from a lender's standpoint why this might be above a lender's risk tolerance, so you can possibly find another alternative.

On a side note since we taking part in a real estate forum, an advisor that supports many different asset classes and is multi-faceted can help you with due diligence and seek out alternatives for you so once again, it's not all on you. 

Alternatively, you could contact Lima One they may be able to help you structure your deal, however, you'd need to set up an LLC for the investment, but that's not a bad thing.  

My recommendation is to sell and redeploy the $$ to something where the numbers work.Good luck to you.DaveThe alternative case, if you just love real estate, is to look at the returns from an REIT ETF. 

The previous tenants were there 2 years (homeowners in another area, relocated for temporary work requirement) and never had any issues with the property, and never anything with the kitchen.The current tenants have never been homeowners and are younger, so their experience with what a landlord should fix out of preference vs what they are required to fix out of obligation is probably a gray area for them.I am simply trying to verify that this repair request is a preference and not a legal requirement for health/sanitation or safety reasons.

@Joe Mathew as for your original question, there's a lot more success stories going around than of the alternate kind.

Any Alternative ideas?

The other alternative is to use the property as collateral and borrow against it.

., 5 people moved in with me because they are helping me start this new business, I am moving out suddenly because of my health (don't bother trying to enforce the lease because it's your fault).