I use to be overly concerned about having the numbers add up perfectly.

My concern is this, I've read in many places that this process does not take any money out of pocket for me except some advertising cost and my consideration fee.

They can be extremely valuable to your knowledge journey.

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I agree with gfw, the main concern of the agent is going to be whether you are wasting his or her time.

I am using the buy and hold strategy of investing, so cash flow has been my main concern.

I have some concerns.

So any liens in the current mortgage holders name is what your concerned with.

If this is the case, hard money lenders are less concerned with factors like tradelines, credit scores, DTI, etc., and you should be able to find a home with someone in this niche.

As far as I am concerned whoever bought this house 10 months ago only put about $3,000.00 into it.