Similar to if you missed a few payments they give you time to cure versus just foreclosing right away.But honestly, I don't know how it happened but everyone on this site seems to have this big hard on for putting their properties into an LLC.

Do you recommend forming an LLC through an attorney versus using one of the many online legal platforms?

But if you are much happier living in TOWN B for those 13 years versus just eeking out an existence in TOWN A, that's an easy trade off and go where you're happier. 

If so, is there any advantages or disadvantages to doing this versus financing a home under our names?

You have to balance the long term exponential growth and dollar cost averaging that your 401k probably provides versus the higher ROI, tax benefits, cashflow, and multi-dimensional aspects of Real Estate Investing.  

If your market has increased spending, it’s a good sign because it likely leads to criteria two.Population Growth – Read local newspapers or google population stats for the market to see if more people are moving in versus out.

I think in order to move the plan forward (versus its stalled state because I have no cash flow) is  the reason I want to sell.

Is there any benefit to getting a 100% exam score when getting my license, versus a 70% minimum score to pass in Ohio?

We've found small multifamilies cash flow better w/ this approach versus purchasing turnkey.    

It just takes some reading on "portfolio allocation" and "full service broker" versus a "discount broker" and having some conversations with them.