Background on the house... has forced heat, no central air, built in 1920s, recently renovated in 2010, two current long term tenants paying $825 a month + utilities each.

Make sure to utilize the BP podcast as well as the many books and articles written! 

Utilize it.

As soon as that renovated property was rented I purchased a 3rd duplex witch didn’t have separate utilities.

I would move out temporarily and disconnect all of the utilities.

There's moratorium's across the country on evictions and the cutting off of utilities for non-payment. 

Hi BP,I just started utilizing BP and I got to say I really appreciated the feedback from my first post!

I wish they could have used their own company to turn it on as I believe realtors have master accounts with utilities that make this a lot easier than me paying the fees for it. 

e. vacant land, other than farm land, owned by or rented to an “Insured”Talk to your agent and find out if you policy applies to vacant land and if there are any conditions (.ie no development, no roads, no utilities, not cleared, etc.) that may apply.If the land is covered, you may want to add an umbrella to get some additional coverage.

I'm also concerned because in my counties, the water utility  will never be shut off, it simply rolls over to the property owner if unpaid by the tenant.