With an assumed loan providing a lower interest rate and accelerated amortization, the income generated from house hacking can be leveraged to pay down the mortgage principal even faster, or the extra cash could be saved to be used towards your next down payment!

•Recently, I completed the cash-out refinance and received $103,000 from the bank.

I wouldn't buy any short-term rental without doing that analysis in the first place, especially if it's overseas.If you buy a property in Mexico and pay cash for it, it's gonna be hard not to turn a profit when renting short-term given how low the costs are.

It is common to offer above asking price to sweeten the pot as many owners would simply rather collect the cash upfront.What makes it a desirable offer structure?

If she wants the more expensive ones again, give her the cash and she can apply it towards the cost of the more expensive version.

I currently own 18 single-family homes in the same area (1.9m value, Cash flow avg 320 per unit).

It may be possible for a UPS Store to print it and have them pick it up to save on shipping costs?

With that, a surviving spouse that decides to sell will save on capital gains taxes.

I have found a couple of properties that I like, but am questioning if I should buy now or continue to save in hopes that mortgage rates drop in a couple of months.

Jose,If you can rent it out and it cash flows and not just cover the mortgage then I would advise renting and buying a new home.