CODE CH. 5-12-110(f)}• If, contrary to the lease, an essential service is not provided, or if the landlord fails to maintain the building in material compliance with the Code to such an extent that such failure constitutes an immediate danger to the health and safety of the tenant, and the tenant or tenant’s family or guests are not responsible for such failure, after giving written notice, the tenant may do ONE of the following:1)Procure substitute service, and upon presenting paid receipts to the landlord, deduct the cost from the rent; OR2)File suit against the landlord and recover damages based on the reduced value of the dwelling unit; OR3)Procure substitute housing and be excused from paying rent for that period.

Louis is block by block in terms of safety/value, and there's definitely certain areas you need to be wary of.

My favorite is the chase sapphire preferred because of the rewards points, and all the safeties. 

Knowing in either scenario, said investor should be doing an analysis to determine which path/option is best and that discount rate is a simplified margin of safety in an investment.

Cheap LLC's(they vary widely in costs) cover those type of areas and provide a safety net for the extreme situations where insurance coverage doesn't work.

The Tenant shall ensure that each Tenant pet is well behaved and under the Tenant’s control at all times while on the Premises and that no Tenant pet poses a threat or apparent threat to the safety of other occupants of the Premises, their guests or invitees, or other persons on or near the Premises.

And I did say that security (safety) is the key.

There is no safety using stocks as a cash management vehicle.A line of credit is much better however its at the mercy of banks to allow it to remain open through good times and bad.The key you mentioned was " can," out perform however what you "can," make doesn't matter if the risk is tremendous (100k starting value of stock, loses 40% down to 60k balance needs 166.67% gain just to break even not assuming transaction costs/fees and opportunity costs).

AS for safety this is a pretty safe deal as long as your a first mortgage.. they dont pay you get the house back so unless they destroy it or strip it you should be fine. 

We find the biggest problem with adding units to an MF is the fire safety requirements to current codes.