I believe the most common path is to use cash, private, or hard money, and then to refi into something traditional once the work is done.Sorry I was 1% off.

If an investment property, there non-warrantable DSCR loan options.Some details:Loans available for purchase, rate and term refinance (no cash out) and cash-out refinanceCredits score down to 620LTV are up to 75% for purchase and 70% for cash out.Rate buydown feature available.DSCR (lower of gross rent lease or Form 1007/216 rent divided by PITIA) as low as 1.0x.For experienced investors (one year of investor experience and own home), short term rentals can be structured off of 12 month short term rental history with 20% expense factor.

Luckily I am starting out with almost all of those boxes checked off already, however I am considering possibly making the bathroom a little bigger since the shower is at best 30x25" and the toilet is in this little nook that is raised up on a small platform (i'm sure its because the main line to the sewer is on the other side of the house).

We’re not talking about getting in shape so we can wear tight shirts and show off  our body.

Which platform do you recommend for someone starting out in real estate?

I'm sure there are other strategies available and would greatly appreciate all insight others are using to pay off and reuse their HELOCs.

What platforms are bringing you the most success?

It's a little off the beaten path so it's not going to be a fit for a national retailer. 

I stumbled into my 1st deal when my parents' neighbors decided to move and preferred to sell off market.

. - We we were self managing properties I liked using Turbo Tenant, but I have heard good things about other platforms as well.Best of luck on your self management Journey!