Both are saying pretty much the same thing in that over the past few months there is currently an under-supply of housing to demand.Yes, people on the low-end, retail clerks, restaurant workers, etc., are seriously hurting from lack of jobs.

Conversely with another project say retail the exit timeline might be 2 years to create the value.

I've rented to med students, bartenders, interns, corrections officers, IT guys, retail workers, pretty much the whole spectrum of occupations.

Quicken for $30 on sale ($50 retail)is overkill for 14 properties. 

It's nice to see another agent making the jump from retail to investing.

On my commercial retail deals typical is 1% by a capital markets mortgage broker unless under 1 million loan than 10k minimum fee to them.

I have found that most agents who principally do retail sales to home buyers know little about these programs. 

It basically stated they aren't responsible for any theft, damage, etc of belongings.

Of course sports, hospitality, retail, travel and entertainment are yet in the dog house.

Our policy runs up at the end of this month -- we have two buildings: a 16-unit and a 13-unit, both with street level retail spaces -- and we're in the market for a new policy.