I have couple property management companies I can refer you to

It has a BBB rating of B+.Hippo (3 yo): A+ on BBB and 1 complaint.Travelers (167 yo): A+ and 386 complaints (152 closed in the past 12 months).Safeco (108 yo): A and 1000 complaints (338 closed in the past 12 months).Other reference articles I read were:https://www.policygenius.com/h... https://www.bbb.org/us/ny/new-york/profile/insurance-services-office/policygenius-inc-0121-147942 A pro tip, indirectly related: "Before closing on a property, ask for 3-5 years of loss history from the current owner."

I'm assuming you are referring to multifamily investments, because for single family there are many lenders that will let you put only 15% down for investment properties.

He came with a reference from another investor who got his roof done with him.

I've had luck with this locally with small operations, like a painter/handygal/former electrician I work with because she was referred to me by another investor. 

Credit, income/employment, background and landlord references are a must.  

I also only refer back to my personal experience or those shared with me by folks i work with/manage for .

You would never determine your reserves based on the 50% rule.When investors refer to "OPM" they typically mean investors, partners, private-money lenders, etc. not the tenants who are paying rent (and therefore your expenses and mortgage).You'll never get $2500/month on a SFR with a FMV of $250k.

I was referred tenants by my financial advisor who I trust and is a great individual.

Yes I'm referring to getting trade lines in my LLC.