Thank you all for the comments.

My friend made a comment about gentrification in lil Haiti and I believe Overtown is a place of investment.

Your comments focused on lease-option but what I am talking about is selling via a land contract, and what I mean by that is where the buyer purchases the home, gets the deed  and full ownership while I collect a downpayment and monthly payment similar to a bank.   

Kathy Lu wrote my previous comment before reading the updated comments.

My only comment is to note that FHA loans have mortgage insurance because you are putting less than 20% down.

@Doug Pretorius  may want to comment. 

Thanks to all three of you for your comments and ideas. 

Thanks guys - I appreciate the comments!!

Your comments are exactly why people remain hostile.

I would appreciate any comments,Matt