NACA was formed in 1988 and provides an affordable option for potential first-time buyers:✅ No down payment✅ No closing costs or fees✅ No mortgage insurance✅ No consideration of credit score✅ Below market fixed interest rateThere are several requirements to be eligible, starting with attending one of their workshops.https://www.naca.com

Wells Fargo has been in business forever and they are atrocious for mortgage lending (just an example).Local lenders are great for information about the area, but doesn't really matter for rates/costs (the actual numbers). 

After I move again in 1.5-2 years I would love to just LTR but I think I need to convert this to a MTR and fully furnish because I'll be coming out of pocket $500+ a month if i LTR because of reserves & mortgage.

They are very generous and want to help us with the mortgage.

He says I can assume this loan instead of building them into a new mortgage at a way higher interest rate. 

Most often I'd hear people say:1) High taxes - but this can easily be reduced/eliminated by proper accounting and management.

All money received from the tenant and money spend on the properties should go through this company with exceptions such as capital improvement and mortgages.

This is also the same logic that exempts most transfers asked about on BP about the "Due On Sale Clause", it's usually a non-issue if prepped correctly.We prep Grant Deeds and Change In Ownership forms to make sure that folks understand the statutory provisions that exempt these feared consequences, so that investors can properly set up their estate plans.

But here's where I'm scratching my head: this REIG doesn't seem to have a proper name or a website I can check out.

I got in when interest rates were great but i took variable and unfortunately the rates have gone up and my monthly payments have gone up almost 1400$ from 2 years ago. the plan was to refinance which is why i took variable but i never did as i was not sure what to do. right now the 3 units bring in a total of $3900 but the mortgage payments, insurance and taxes alone add up to about 4.1k.one of the units is a 1 bedroom where the man who has been living there for 28 years is only paying 580$.my main question is what do i do?