Hi Katie, I started to look into the local REIA groups and they have many events and meet ups that I plan on attending.

I guess my fear is purchasing a home in STONE county and then applying for it to be a STR and being denied. tonight there is a meeting of Stone County Planning & Zoning and there are two families trying to get the zoning of their home changed to operate a STR.

I don't plan on opening a LLC .. 

You'll also want to think about liability protection too, and an estate plan if you don't have one already. 

If you really want rentals, and want to start with this one, that could be a good idea, BUT I would make a serious plan to acquire at least a few more in the short/mid term future.

I will rent to him for remainder of life for 1000.00 My thoughts are in ca adu are allowed and almost pushed upon us I have raw land with water to it I was going to write a plan to have a structure manufactured home cause the utilities and set up are provided in cost rent to the guy who is willing to buy the structure and borrow some money from the trust it says she has discretion to do that! 

Both him and his wife currently own the property in their personal names and plan to maintain that ownership structure when selling the relinquished property and purchasing the replacement property.

Unless you plan on purchasing the property with all cash; obtaining any type of financing for a property as a married couple will mean that both of your incomes and financials will be factored into the financing with conventional lending.

Would I need to plan to live in the property for one year as my primary residence to qualify for such a mortgage? 

I would strongly consider them but I am planning on waiting til early Spring to buy.