Myself, significant other, and my close friend/business partner have been renovating his personal residence for the past few months with the intention of renting it soon.

I would hire another person that has construction and real estate background.Take your  annual Salary. 

Born and raised in Lake Arrowhead and personally own several STRs in Arrowhead, and own an insurance business where we specialize in hard to insure homes and STRs in the mountains!

If the person performing snow removal services is an employee of the snow removal company then that company should maintain workers comp insurance.

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And, if you find that person on the right day, you can make a deal that works for both.

From my personal experience, each lender has its strengths and weaknesses.

I just completed a "free BRRRR" in Monroe personally and helped another investor complete a Free BRRRR in gastonia as well!  

Today I simply go in on these with other investors as part of a passive real estate investment club, where each person invests $5K at a time and we vet new deals together each month.

personal finances and mortgage with local lender How did you add value to the deal?