I believe this tiny country ‘town’ has fewer than 10,000 people , per last I checked.

Some might have a strong NNN tenant in place with 10+ years left on the lease, and it might be a big corporation that you can take to court if they ghost on paying their rent, while others might be office suites broken up into small offices on 6-36 month leases with shaky tenants like a nutrition supplement MLM that uses the office for 3x a week rah rah meetings on how to recruit more people into the pyramid scheme, that are immune to law suits b/c you can't squeeze juice out of a rock.

Do most people have hundreds of thousands of $$ just lying around waiting for these things to happen?

@Allison Zittritsch, real estate investing for most people is "active" unless you have gobs of money to deploy.

Most people do 20% down because that is the minimum and you may not cash flow as much, but your  money goes further.

Ideal spend is $400-$650k.Is Southern California just a death trap for ROI and people get rich here with appreciation only?

Go to local Real Estate meetups and learn from people there

I fall into 5 of the categories I described above, which is probably a bit more than most people.

It is easier than some people on here say if you have the right team in place.

I would love to meet some people with similar interests in the Northern Kentucky area.