View report*This link comes directly from our calculators, based on information input by the member who posted.

One of the things I've heard about hard money is in addition to higher rates, they have pre-payment penalties.Current or prior ownership of real estate: as stated, I am currently renting and intend to rent for at least another year or so.Value of property at present and/or your offer price: $158000 (zestimate)After repair value: $Anticipated or actual appraisal issues: will perform one during due diligence Current rents per month: $425Fair market rents per month: $500Down payment or equity: $30000Source of down payment funds, if applicable: see aboveIncome Source: Salaried/hourly W2, VA comp, Gross monthly income (optional): $1800 tax exempt, approx $4-5k in base wage (+ OT opportunities)Monthly debt obligations appearing on credit report, plus (if applicable) personal rent and alimony/child support/etc: $800/mo in rentFICO: Excellent Credit issues: None.

View report *This link comes directly from our calculators, based on information input by the member who posted.I will be purchasing this property using a hard money loan that provides 90% of purchase +rehab cost.

Talk to a local realtor about where they get their news from.

If it's a small business owner, get the consumer credit reports as well, either Transunion or thru Cozy who in turn gets it from the credit bureaus.

Same with credit, if minimum is 680 and you have 679 it's a no go.The good news is the private money isn't a forever thing.

View report*This link comes directly from our calculators, based on information input by the member who posted.

The good news is that if you get some pushback, you have a track record that at a certain price you have a waiting list.That's my two cents on the market, I wouldn't go in on the rest.

Regarding lenders, see the following report for a list of lenders originating 203k loans, broken down by state and total volume:https://apps.hud.gov/pub/chums/f17fvc/F17FVCY-20200701.txtLooks like the top lender is "Primary Residential Mortgage" but that there are a number of big players in the Baltimore area.

ELS has reported quarter-over-quarter NOI growth for 20 consecutive years, including throughout the Great Recession.Blackstone is one of the largest, most sophisticated real estate and private equity investors in the nation.