Your only exit is to use all your excess money to pay off the heloc or hold the rental and hope it will increase in value enough to sell and pay off your heloc.

I suspect you understand that you are building wealth while losing money each month, so the calculation is not really so straightforward

Hello BP,I have been a very active private money lender since 2014. 

I understand that this money is borrowed money, so I dont want to have it locked in a deal for a long time and pay the interest payments.

They have spent lots of money and time thinking of the issues that come up in contracts. 

I'm debating to just giving the buyer a discount or money back so that he can address these repairs after closing but I just thought if I did these repairs prior to closing, if that would benefit me tax wise.If I put in a new roof and add a new sewer pipe to the property would that have any tax advantages even though I am selling the property in the same year?

So we did both bought the assets and loaned money to flippers.

She agreed but no money was paid.  

We've never used hard money or personal loans before, but do have 2 cash-flowing rentals and a primary.

We want CF to be atleast net 10k a month and we are wondering just how we should invest our money.