My credit mid- score is ~680 now, even with the BK, and my income is over $140K/year.Anyone have any ideas as far as lenders or govt backed programs?

And are there any special programs or benefits for people with disabilities or people that are retired?

This morning I seen that in our state of KS 75% of children are on government funded lunch programs since their families meet the poverty level income criteria.

This is what I would do:I would first try to find a mortgage broker (A bank only represents themselves, while a mortgage broker works with many mortgage companies) who can get a mortgage for a low value, as most don't want to deal with loans under 50K.So, when you have someone that has a good program, have him help you figure out what the payments would be, incldg tax and insurance.

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And @Wayne Stegeman your Pro Basic membership gives you the ability to post under Marketplace at no additional charge.

There are carriers/Programs that offer this, but not all agents have access to them.

My apologies if this is the wrong forum, but I'm seeking hard or private money to fund purchase and rehabs in Texas.I require little to no cash out of pocket and a program that is not driven by FICO.Thanks,TS

However this is a negative if you are using Microsoft programs.

is that a program you use?