I suspect the selling of the 3k information package is a pretty heavy revenue generator for them and very clever indeed... you take undercapitalized folks that want to get going and they will risk it.. just like folks that put the big guru packages of 20 to 40k on their credit cards with the hopes and dreams that there is some magic training that will create income so they don't have to work anymore ( at least W 2 work)… So I was just asking that other lady if she actually funded.. or if she put up the 3k and lost it.. one of the toughest things to do in the industry and its kind of like how gambling casinos are set up.1. take a rookie and that's who is going to be attracted to this scheme of no money down ( which of course it is not)2. set the bar so high that most rookies simply cant find a deal that actually works in todays competitive environmentand there you have it you have 3k in your pocket to do turn downs and to send out materials that are long ago paid for and there is nothing new in real estate .. there can be nothing they are sending out in their materials that is not known to the RE community and talked about daily on a site like BP... but again if someone wants to pay  3k for their materials that OK in my mind.. its just the way these companies package this stuff that goes against most of us that have been hard money lenders or are HML ers business practices.. and I get where they are coming from.. the begineer is by far the highest risk borrower.. and in todays world if you have 10% to put down most HML will fund you if you have a good deal and for nothing up front.. they will help you underwrite it since it their money.. and the rates will be substantially less. shop around and see..then lastly if someone does not have 10% in cash and good amount of reserves to go into fix and flip is highly risky its highly risky to start any business undercapitalized.. 

Lady told me she had reported me to the news media?

I let two bad experiences ruin it for me at a time when the market in my area was ripe with opportunity. 4 years ago I got back in the real estate investing world this time having matured and with years of experience running a real estate related business.

You are living in a dreamworld.I've seen (and been a part of) banks throwing old ladies out of their homes.  

They both resigned and it's been about 6 months and the lady messaged me asking how we can get him off the lease again. 

I remember one with a lady who makes a killing in florida investing in sinkhole properties 

The more mature I become in my real estate journey the more I appreciate the hands-off approach of passive investing.  

They tend to be older, more mature and responsible.

There is also another problem, the sweet lady who currently lives there has a reverse mortgage on the property.

Do we have any ladies in Yuma that would be willing to help me start an real estate investment club?