The implications of this are extraordinary far reaching imo, however I want to focus on something much simpler, Buyers, what would you think is a far rate to pay your buyers agent out of pocket, or possibly rolled into your loan?

It's off market, and I currently have an FHA loan on it and the interest rate is 3.25%.

Anything received before that period is already part of your bank balance so they usually dont get digging beyond that.I work with a company that allows gift funds for DSCR loans however whether that is allowed or not varies with each lender.

It sounds like you are looking for a loan for for 8-duplexes. 16 units total.

The navy is charging roughly 1400 for a one bed one bath near the bases. my mortgage would be around $3100 dollars with my VA home loan.

What information that I need to collect as a loan officer?

Assuming seller had to put 20-25% down it seems like almost zero loan pay down.

I'm currently exploring loan options that would fund both the purchase and rehab costs.

The 1031 may work, I may combine the sale of this property with the purchase of a retirement home that I rent out for a while before moving in. 

Purchase price: $189,000 Purchased with the help of Norada Real Estate and a private lender loan (family member).