For instance investing in South City St Louis would be much different then O'fallon.

Local lenders in PDX for instance have now gone to only charging interest on drawn funds.. depending on the deal this makes a huge difference for the borrower.

For instance,  I have put 3 props under my belt in 6 weeks and am now finally at a point where I need my refi to hit on an earlier prop so I can get another added. 

Take for instance this scenario on a $150,000 mortgage:30 Year @ 4%:Monthly payment: $716.12Double payment: $716.12 = $1,432Months to pay off: 130Total payment: $186,160and then this scenairo:15 Year @ 3.25%:Monthly payment: $1,054Extra payment: $378 = Total of $1,432Months to pay off: 125Total payments: $179,000Savings: $7,610Yearly savings: ~$760I honestly thought the differences would be more stark.

For instance, in nicer areas around me, say in Fairmount, you're not likely to even hit 1% purchasing at today's prices.

Cap rate is how much your NOI versus your purchase price is, for instance a 5% cap would mean for each $100,000.00 your net annual income would be $5,000.

For instance, if it was $100 bill from the tenant's plumber and your plumber would have only charged you $60, then you could offer to pay $60 and let the tenant pay the balance and tell them next time wait for your plumber.

if you have transferred title.. and the bank calls the note due to the alienation clause.. you then write a check... this is why wraps can be and are tricky and dangerous all at once for the seller.If can easily write a check then no sweat... you can only enforce your note with the new buyer.. you can't force them to pay it off in most instances

TX for instance has some of the highest property taxes and insurance rates in the nation but markets like Dallas and Austin also have very strong economies so there's a trade off.

In this instance, should the same Dodd Frank qualifications for the home owner apply?