Especially if you're using monthly data, good assumptions about inflation, and tweaking the levers.Did you know that inflation adjusted cashflow actually goes down over time in high appreciation, high property tax areas?

The people who get hurt in the recession, are the investors who’s values crash because they purchased at inflated prices.  

I sleep well at night and don't need to rely on income from my rentals because I live on my W-2 money until I retire in 7 years - by then, inflation will be on my side - my payments will be in 2010 dollars (when I bought properties) and my rents will be in 2026 dollars.Good luck with your investments in N.

And I'm not even adjusting for inflation.

I'm hesitant to sign up for another mortgage, I know nothing about real estate in Sacramento (said family member has a few properties there and would be willing to help scout a property) and I'm worried that buying now (or even in the winter time) during a time where real estate prices are inflated would take even longer to build equity in the future.

Supply and demand, and also the affordability of being able to buy instead of rent.Another factor is real wage growth...that is, the growth of wages relative to inflation.  

They face highly inflated real estate prices (the product of the 3% and lower interest rates that drove the boom that made many of you wealthy), and even with their credit score in the mid 800's, can hope for no better than 7% interest rates from virtually any bank.They realize that the rent to price ratio in their metro has shifted completely against ownership.  

And we all know it's impossible to save fast enough and get ahead of an inflation, you have to work smarter not harder. 

There are debates between the two on youtube about whether the result of the Fed's money printing will be inflation or deflation...'

6% + inflation is completely reasonable.