I personally think the greatest advantage of not investing in someones own backyard is being forced to network and build systems.

If you have a mortgage broker see what they can find, ultimately you'll need an attorney and understand that the lender has no obligation to sell the note, there are some tricks to motivate them but you can't force them to, unless you get to court.This could also get expensive.

I wouldn't be forced to refinance or anything as long as my reasoning was approved?  

Thus we’re realizing it and rolling into forced appreciation projects.

If you're a value add investor, to where you can force the appreciation your cashflow will be much greater than you coming in buying a turn key stabilized asset.

Only the sub $500 are offering that but Google is out in force penalizing people who use services like that.

At those meetings I seem to end up talking with the newcomers (maybe it is my warm personality) and I need to force myself to talk to others lol. 

That way, if you sell one of the properties, you will not be forced to pay the whole loan.  

So, you have the worst of both worlds: higher maintenance tenants (multi) and no forced appreciation via NOI increase (SFH). 

One thing I noticed nobody suggested is by approching the issue by having good conversation and not by force or law.