They are pleased with the cost and convenience of her services.We are in a very strong market that is not predicted to slow anytime soon.

At some point, you'd figure things would even out but I don't have a magic crystal ball to predict when that will happen.The 1% rule has gone out the window years ago.

PREDICTABLE rental income - housing allowances (and pay for that matter) are public domain.

The combination of incomplete and unnormalized data, unpredictable human behaviors, and the necessity to make assumptions based on insufficient information makes accurate predictions challenging.

Wouldn't it be easier and much more predictable to buy existing rental units with renters already in them?  

As it is, most major Canadian financial institutions - RBC, TD, BMO - are predicting a period of lower housing price increases with stricter lending and rising interest rates to combat the runaway housing prices.From personal experience, I can tell you that as a Canadian investing in the US is not that hard.

We always look at an ensemble of forecasts to predict future outcomes.   

I personally do not agree that RE prices drop as they are predicting.

Of course, I cannot predict what the house market will look like in 12 months, so there might be some advantage in waiting. 

It is an unfortunate situation there is no way to predict what the future of insurance in this region will be.