When I pointed out the 20% down figure, it was not intended to imply that was the standard necessary on a commercail mortgage, only as an example.

Just an example but you get the point.

But, over time, large numbers take over and it will settle to around 50%.The people who get into trouble using this long term view of expenses are the ones who are doing short term deals.For example, you buy a building based on estimating the expenses at 50% but six months after you buy you are force to repair a failing foundation.

So for example, if a lender charges 4 points and 10% interest for $10000, in this case i need to pay $400 up front and $1000 for interest?

Example: a contract signed on Sept. 13th., what's my drop dead date??

For example, we recently had a rubber roof quoted.

In some markets (Phoenix for example) a high percentage of absentee owners are your fellow investors.

You can get as detailed as you want with the the list from the title company.For example you can say I want a list of Pre-Forecloures that will be foreclosing all within the next three weeks, 60% below LTV, all in Kansas City, AL etc...

For example, a business partner and I have started to buy 4 houses that sit on 6 lots (about 1.5 acres).

For example, can I state that the price will be $5,000 more or what?