Even more after you consider the hard money costs. 2) the hard money route is going to cost you at least a few % of the loan value so it’s basically the same as just raising your offer a few percent even higher than “overbidding by an insane amount”.3) the seller’s might be taking cash offers because they know they won’t appraise for the sale price.

Try to take the emotions out of it (even if she is a pain in the butt). 

Exercising may cost a little money, but it places you in a much safer position.

Having a broker that knows the ins and outs of lender specific programs will save you the time and money. 

It's just a way for the city to collect more money, total scam.

Sometimes they even have location requirements that you have to be in the county and not city limits.

I'm sure they want the money back and they plan to leave.

This money would pay the PM and "saves" a bit for the future expenses.

You need to know how much money is in your wallet before you start shopping.After you have figured out your finances, you should decide what you want to shop for.

I bet your ac is set below 80.