Another thing to consider is making the extra room available as a short-term rental (Air BNB, or for travel nurses).Duplex/triplex is nice because there are usually separate entrances and more privacy.

Real estate is such a simple business easily defined income and expenses.

We should be able to get our money back pretty easily between 12-18 months.

I'm originally from Pottstown and travel through Lancaster each time I visit.

For example, in Texas you may reach 1% easily, but some counties levy 3.5-4% of the value of the house in property taxes, and they try to increase it by 20% every year if you don’t fight them.

Smaller properties they may not have this easily accessible so you might need to do more estimating on income/expenses.

That's easily $10K++.

They can more easily call the loan.

They tend to like higher valuations as it increases the county revenues too.The worst of the frustration is they tend to side with the higher valuations more easily, because "That's what it sold for".

Val can tell you - travel 2 blocks one way and things can change drastically.