But they have their own living room, kitchen, bathroom, bedroom, office - it's a completely separate space in practice.

Office, industrial, Multifamily, etc?

You might have to get more micro in your search and look for a more off the radar type wholesaler who would literally let you shadow them at their office (assuming that's what you meant).

Your loan officer is correct….but it is your choice. 

Was told by my loan officer Josh I’d be closed in under 5 weeks if the appraisals came back.

This is so amazing I actually went to my office to reply from a computer.

I have a loan officer and insurance girl that I really like working with.

The offer was accepted and, LONGG story short, my mortgage officer pre-approved me for the wrong type of loan.

I’ve never done it, but….The current “purchaser” doesn’t own it, so he can’t sell itThe current “owner” can’t sell it free and clear since it is subject to the land contract Ask a local attorney, or maybe your loan officer.

A direct lender has a 'do not compete' cause with their bank that is also their employer, they can't go doing that, they have to send their business to the place they work for, and if they're at 9% trying to taper to 7%, tough cookies for both the loan officer and the consumer/investor.