It depends on how often we choose to use it personally during peak season.

My target property is 1,000,000 that I’ll be getting it for but worth 1.25I’ll be buying it with a 80% ltv commercial note but obviously putting down the whole 326,000So my loan will be 674,000Can I literally refi the property the next day after the exchange and pull out the 326,000 1250000 x .80 = 1,000,000 . 1000000 - 674,000= 326,000 cashout refiMy bank requires no seasoning

@Brett Hicks it is possible to find banks that don’t require the 6 month or 1 year seasoning but you have to network.

My clients are a consistent source of business to those contractors so they respond quickly and do the job well knowing that their next job will most likely come from a seasoned investor of mine.As a buyer, you pay no commissions so add the bench strength and get a resource on your team who can carry a good portion of the heavy lifting.Hope this helps...

You may need to wait 6 months to satisfy their seasoning requirements.

Refinance or do cash-out refinances on existing properties after meeting seasoning requirements to pull cash out.

Memorial day, Labor Day, Easter etc.In off season I have a 2 day minimum as it progresses further towards peak sean the min stay increases.

Be a Financial Partner with a seasoned investor that knows the market and be involved to get to know the how to's.Reach out to me if you want to talk more. 

If you own at Shores of Panama in Panama City Beach, I'd like to ask a few questions about HOA management and revenue in a typical season. 

If you are buying it as an investment property, you are buying it at a much higher rate than a traditional owner-occupied loan so you must be in a primary residence now and are just planning a just-in-case scenario.At first, I thought this was a no-brainer answer as if you can do whatever you want, but those investment loans are banking on the income projected as part of the collateral for the loan so it's a good question.A seasoned lender or someone who has had to move back into one of their properties will get you the best answer.