She spends many hours replying to emails, getting cleaners in, contracts completed, deposits returned, marketing, getting issues resolved, and much more that would absolutely prevent me from finding more properties.

Because they can say all day yea I'm not bias but you will see once you start asking for a longer due diligence period or you re not depositing earnest money until after the due diligence period..whatever skill you re good at focus on that skill in reference to your business.

We have had a look at the numbers on this property and the area and would like to put in two offers on this residence:1) for 90% of the asking price (£405,000 total) on a 10 year master lease-option at £2,000 per month (£240,000 total over those 10 years) which will count as a non-refundable 40% deposit.

When all docs are signed and loans funded and/or cash deposited, they close the transaction.

This is one of the reasons that I send my financials to a dozen banks and keep relationships (lines of credit, deposit accounts, etc.) with all of them so that I have them all competing for my business, and they know that I will not hesitate to move my business elsewhere if I am unhappy.

One more question about double escrows: Is it normal to require a non-refundable earnest money deposit of 1k-2.5k?

I used an attorney to draft up my purchase and sales agreement and then again to hold my deposit in escrow.

Box or direct deposit or set it up where they don't know your physical address to begin with.

The complicating factor is that although the lease specifically states that there is a security deposit of two months rent ($2,200 total), the tenants were told verbally they could use this amount for their last two months rent, leaving zero security deposit at move-out time.

Still you can see the similatities ten seperate notes (mortgages) backed by the same asset in this case a home in the banks case a single deposit of (Fiat money).I mean in a system where the only real value of our money is in other countries belief of our ability & willingness to pay back the debt.I think the only way out of this is for people to only purchase the things they need.