@Charlton Brzezinski glad to chat more on this, but the lender is the bank...you are not involving any outside entities other than a title agency...shoot me a PM if you want to discuss.

We wife happened to chat with our financial advisor at Citibank where we had our "wealth account".

I think your questions depends on your long-term plan...flipping isn't a viable business strategy...unless you really love to flip....but the tax implications are just to much of a burden...plus, you're just creating another job for yourself...but it's all relative I guess.BRRRR is a sketchy strategy to attempt in a lot of markets...folks get caught out all the time by missing ARV, underestimating reno costs, or getting a low appraisal...remember, a conventional lender will only go 70% LTV on a non-occupied cash out re-fi...if you use cash, you can take advantage of delayed finance...will save a bit on costs.I'd be glad to chat more about the project.Best of luck. 

Hi Christine, would love to have a chat with you.  

If anyone wants to chat instead of type , I'm open for that as well.

If you ever want to talk shop I'm down to chat!

Would love to hear from local investors / RE agents / PMs about the state of the market and chat about the neighborhoods, what works / what does not etc.Cheers-A

Ryan Robbins i'd like to chat if possible. 

Went through about 60 of these, requesting ttm income / expense report only to consistently discover fudging of numbers to arrive at a higher 'advertised' cap, basically dressing of numbers, including* not including management expenses (oh, we don't include maintenance fees because they are specific to buyer)* not including repairs / maintenance expenses (oh, seller just refurbished couple units 2 years ago)* not including vacancy (oh, the complex is 100% occupied over the last 12mo)* not including property taxes (oh, buyer can request tax abatement) you get the drift. and the conversations stop at the broker level after pointing out to all the gaps, most just stop responding - there are obviously reasonable / experienced folks who smirk and continue chatting but for every one of those, there are 50 who seem to just seem to either be completely incompetent or useless. and it seems to be getting worse vs ~5 years ago when i picked up my last MFRany thoughts / advice how to deal with these types?

There are tons of group chat platforms like "groupme".