I just want to be sure they understand I am an investor so I don’t have someone come back later and say I took advantage of them.

(other than insider trading or arbitrage opportunities that only large brokers can take advantage of)

I see it as a huge competition.

Using the FNMA chart does provide a definite advantage in predicting mortgage interest rates.

I look at it as boosting the local economy by creating jobs...And you should never be afraid of competition.

There is so much knowledge here that you will get to take advantage of.

In the past we needed the Big Three (or four) in order to have competition.

On a subject to or L/O, I do the work and get paid multiple times; including what the seller may give me, what the tenant buyer may give me, my backend profits and the tax advantages (on a subject to).

Peter, I have processed literally hundreds of evictions over the years for various employers for non-payment and not once did I encounter a tenant who took advantage of their "miranda" rights??

You are a first time home buyer and a potential owner-occupant with a job to show income so you can take advantage of great mortgage rates and terms available to you right now, assuming you have good credit.