Come to find out, it's because they want me to use their own mortgage company. 

There are a few companies that will help connect you with out of state turnkey properties and management companies. 

Alongside my work in real estate brokerage, I also own a short-term management company called HAVN.

I really need to use a property management company.

Do you know any companies that help with this process or who can expedite the process?

Thankfully my wife is a rock star on the nutrition piece.Just like it's good to have great people hold you accountable in your RE journey it's just as important to find a group of people that will hold you accountable with your health. 

Does anyone know of any good insurance brokers/companies in the Sacramento area?

If I didn't want any more rentals (or had no more borrowing power as I was maxed out), I'd still probably save that money as I can earn more off interest in a savings account than I'd save in interest as my mortgages currently have low interest rates. 

If that is the case, i would not recommend trying to "add your wife's name to the account" if she's not on the bank account.

This is why we accountants should not give legal advice and - vice versa - attorneys should not give tax advice