I'm going to paraphrase here:"COMMONWEALTH OF MASSACHUSETTS LAND COURT DEPARTMENT OF THE TRIAL COURTORDER OF NOTICE TO: (Previous owner's name), and to all persons entitled to the benefit of the Servicemembers Civil Relief Act; Wells Fargo Bank...Asset-Backed Pass-Through Certificates...claiming to have interest in a mortgage covering real property at (address), given by: (name) to (mortgage company) dated May 2005...and now held by Plaintiff by assignment, has/have filed with this court a complaint for determination of defendants service members status...If you object to the foreclosure of the property above then you or your attorney must file a written appearance and answer this before OCT 31, 2016 or you will be forever barred from claiming that you are entitled to the benefits of said Act"Now, forgive me for my ignorance, but is this just a foreclosure notice?

A virtual ssisstant who usually works for you out of this country and will typically be cheaper and good at what you need and you typically communicate with you by the computer.  

Again I bet you wouldn't.IF you HAVE to do this, you're going to have to split the loan between a first and second mortgage.

Now let's look at the numbers (Monthly)Average rent/unit = $775Gross Income with 94% occupancy = $24,02550% gross income for expenses = $12,012Bank Mortgage payment for $1,875,000 @ 4% 30 year = $8,952Seller finance $375,000 for 6 years @ 4%, with interest-only payments = $1250Private money loan payment for $300,000 for 6 years @4% also with interest only payments = $1000Subtracting all expenses and debt service from gross income gives me = $811 in cash flow which I would set aside to use only on the property.

(I am not sure how much sod costs or how big your yard is but I would personally run the math on whether it is cheaper to give her the discount or maybe just let some sod die)

If you do a commercial mortgage then closing costs will usually be a little more expensive than conventional.

On a spreadsheet it's usually cheaper to go via hard money lender, if you can avoid their extension fees.  

I want to one day own properties in Kenya and provide cheaper housing for others that are not able to afford. 

They own the property because the borrower missed mortgage payments and they are trying to salvage loses. 

Existing mortgage balance?