Was looking for something to boost my optimism! 

To further boost the resilience of your portfolio, consider diversifying within real estate by investing in different property types.

Optimists hope we get some Seattle/Portland people moving north for cost of living/quality of life reasons - or a natural gas pipeline - to boost job/pop growth - without those - we'll probably stay around a 2-3% appreciation rate... fairly slow and steady over the past 30 years here.Re:HOA's - nothing crazy as a realtor - some are high if they are covering all or most utilities - (gas for heat, electric, water/sewer, trash + exterior/landscape, etc.). 

Perhaps you can find a few areas to boost revenue before completely reinventing the model. 

With that being said I was wondering what are things you look for with these type of properties that usually boost your ROI (ie seperate meters) and what are common problems you find with these type of properties. what would you do differently as a new investor with these type of properties with the experience you currently have now.thanks for the help!

This is what happens doing mental math while tapping away. 

If you borrow it now to boost your savings/emergency fund and then wait through two bank statements showing those funds ( excluding the deposit) - so 60-90 days -then you can use your savings as a down payment.

I do feel my confidence grow each new book I read but I need to push through that mental barrier. 

Maybe is up a sub account and callit a reserve or just make a mental note.

If you don't have an outstanding FHA mortgage, why don't you leverage that to get a 4 unit in Brooklyn or the Bronx, that would be ideal and create major cash flow and equity creation, plus you can not worry about a property manager and boost your yield.