Well got the call yesterday that my AC was not working at all, after a quick inspection by a tech, they found a leak in my evap core, and since the system is older R-22 refrigerant system that been been phased out, I'm now looking at  new loan with Ally bank for just over $13K (had two 0% APR choices. 1) 0% and 0 payments for 6 months, or 2) 0% for 18 months and min payment of $325ish due within next billing statement).

Get pre-approved for financing: Obtain a pre-approval letter from a lender to show the seller that you are a serious and qualified buyer.3.

Its really a pre-foreclosure process.If the borrower defaults, the court house process is one of the methods lenders can use to get paid what they are owed or take possession of the property - in other words foreclose.Some properties will not sell at the courthouse auction because they are simply over priced, the banks will then take possession and then the bank will in - some - cases try to sell the property via one of the commercial companies, Hubzu etc .More often they will sell them via a real estate brokerage specializing in foreclosures.As for your question regarding liens: Here in Colorado I go through my local title company - it takes about three hours for me to get an Owners and Encumbrance ( O&E ) report which costs me $5.

Park City would be great right now just before ski season. 

FHA streamline is great for lenders because they get a shiny new government insured no-risk loan to sell on the secondary market with very minimal paperwork, underwriting, and documentation required, relative to every other loan out there (except a VA IRRRL streamline refinance), but for borrowers it almost always makes sense to cough up the extra paperwork to refinance into conventional with no mortgage insurance, assuming there is sufficient equity.Streamline FHA refinancing a pre-2015 FHA loan will save some money.

I'm not affiliated with them in any way, but I've seen the BP glossary and other sites and personally I prefer the clear, concise explanation - and especially the inclusion of formulas - that dealcheck.io provides.I'm still in a pre-first-deal phase of my REI journey, but I'm starting to create/customize my own spreadsheets and information cheat-sheets to have at the ready as I feel I'm now sufficiently informed to get off the bench and into the game.I hope you find it useful in your journey as well.

I’m going to be curious to see how it goes for all strs up there when the ski season/winter turns to spring/summer/fall. 

Skiing and other winter sports and a great spring/summer/fall for all the other types of outdoor activities.Having said all that, the cost of homes in the area are off the charts from when we were looking.

@Matthew Paul @Luke Ski Gentleman thank you for your inputs.

Close to skiing at Schweitzer Mountain.