I'm about to apply for a mortgage with several lenders to shop the best rates.

Should I apply for a loan or wait until I start work at the other job?

In the event that you don't use it for college studies you can also apply it to other learning course or simply withdraw it and pay taxes on the gains.

Cozy does offer upgrades for potential tenants to apply and offer screening tools.  

@Gavin D. ah yes, if you did not see the message from the county, does it apply to you, that is an excellent question, quite the plausible deniability.If you need to go to the county for this data, which sometimes you do, you may be asked to sign an affidavit saying i would not use their data for commercial purposes in some areas.

Free advice is worth what you pay for it, but you need to hit the pavement, network with people, and sell yourself, if you aren't applying to a traditional defined program.

After applying for a loan on a place, I was told I am $121 /month away in income to reach the DTI requirements that a conventional mortgage has.

I am planning to attend Sheffield Hallam University in September as I have got a conditional offer there (min 112 UCAS points which can be achieved by a BBC roughly)I have applied for a student loan and am going to open a new student bank account soon to take advantage of the interest free overdraft and other features which may help me in building my credit score.Any suggestions?

PLENTY of room :) Good luck PS connect with someone doing deals, LEARN apply what you learn, and do it. 

@Brian Van Pelt makes a great point that will that can often be applied to to friends, family, coworkers or anybody you have a meaningful relationship with as relationships can sour just as much or more than a potentially failed investment, which is often enough for a person to avoid helping loved ones when large sums of money are involved.That being said, since you're looking at the risk vs. reward in this scenario, it could be structured in such a way that definitely limits your downside and maximizes your upside.