It won’t affect your debt-to-income ratio and won’t affect credit score/history.

you’re on the right track. just hang around this website & when you’re old enough go ahead & pay for membership at ur local real estate investor group in ur city- every city has one. google it. whatever you do start saving mad cash & get good credit. work hard, save the money & house hack. get a 2-4 multiple fam when you graduate high school with ur saved cash & good credit. 

To Peter's credit though, the person I spoke to did disclose it would be about $20k up front.

Additionally, a washer and dryer are provided for your convenience.ABOUT SOUTHLAKE:Southlake is known for its exemplary schools, luxurious homes, and well-maintained neighborhoods.

Savings, credit cards How did you add value to the deal?

If there’s an existing mortgage on the property, a subject to combined with a seller second, or a wrap around loan, carry significant risk and possible negative credit impact for the seller (and buyer).  

We ultimately ended up negotiating a seller credit for our buyer, for the cost of having the property tented for termites - maybe this is an option for you.

But in addition to my comment above: yes if the focus is more on a "buy and hold approach" where you are looking for cash flow and assuming you have gotten some super amazing loan product where you can actually obtain some each month...

@Tristan Bennett, DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans: 1.

Keep in mind that any traditional lender will have rules and limits for how much the seller can finance in addition to their own loan, so unfortunately it's not possible to combine the two for 100% financing or anything close.John