They have cabinets..https://www.prosourcewholesale...Also for construction materials, drywall, stucco, https://www.fbmsales.com/I often use online retailers for my rehabs - they come in cheaper even with delivery charges - especially if you are buying items in bulk...here are some suggestions.https://www.builderssurplus.ne...https://www.wayfair.com/home-i...https://www.overstock.com/Home...There are some really discounted suppliers if you dig online, also I use Craigslist and eBay - builders sell their surplus stock on Craigslist and eBay and flippers and home owners sell excess units and removed units in good and bad condition via these channels..Hope that helps..

Could invest more in RE rentals vs. stocks and ETF's...trying to eliminate taxes altogether and, of course, cash flow is a must/positive, but would like to keep from paying Uncle Sam if I can figure out depreciation.  

These markets have a narrow window of time where there is opportunity.But, much like an exploding stock price, the value soon gets baked in and the opportunity is gone.

You could invest the remainder in real estate, stocks, bonds, be a private lender, whatever suits you best.

Will need to have a net worth at least the value of what you're borrowing, and 10% of that should be liquid (cash, equity, stocks, life insurance, etc).Only regret is not doing it sooner!

@Ben Zelenka I have ALLY savings and checkings, I opened my accounts before COVID and I was receiving a decent rate of 2 percent and I was loving that monthly interest payment, but then COVID hit us and they dropped it drastically, I then opened ALLY stock account and moved every single penny to that account and purchased monthly paying stocks, due diligence is a must before you make this kind of move, I couldn’t help myself watching my money not making anything so that’s the reason why I made that move it’s worth it to me.

@Andrew Z.I do my investing and property management in cleveland.Here's what I love: Houses are affordable, rents are stable and growing, and the housing stock is surprisingly nice and full of character.

It's like stocks in a way. 

I just am not sure on any other ways other than the stock market to help myself raise capital.

Another question is which lenders use vested RSU (Restricted Stock Unit) as income?