I try exclude any with a surviving spouse in the residence but I am not convinced that is a good idea.

. - renovated 3 homes for us, when rented them we started to find issues like fake power points *Don Harris J&D contractor of Dallas . 

Harris

UtahAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bancorp South, TX Lines of Credit on free and clear housesBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union Cal Coast Credit Union, CA Citizens Bank -MiN, only in-state.

Quote from @Todd Harris: I think you have to also consider where the income is coming from.

Quote from @Harry Orfanos: I am looking to become a new first time investor and am working with a great Realtor out in the Cleveland area.

@Andre Harris the team of wholesalers that I work with does all the above. 

Hi,First timer here. Any recommendation on Efile Services among all the services listed? I tried Efilecourt.Gov and it was not a user friendly. Any other suggestions.Also besides Military Affidavit document, what othe...

The lender will eat your capital call for breakfast.This is a bit like closing the barn door after the horses are gone, but the best defense here is to only invest in offerings that are raising a significant enough cash reserve, are well underwritten with conservative debt terms (low LTV and/or low default ratio), and skippered by an experienced and well capitalized sponsor that has survived adverse market cycles before.There have been comments in this thread about lenders requiring borrowers to put up substantial capital reserves (which is true, for now), and a suggestion that this provides additional safety. 

@Theresa Harris, thanks.