Originally posted by @Jay Hinrichs:take a job as a title examiner I was going to say intern at a title company... but who would want to do that 

I am Bulgarian/French living in London UK and I bought 2 properties in FL via a LLC (I own 50% and my Mum 50%, she lives in France).

Hello all,So I built an ADU on my property in Socal, my initial idea was to airbnb the unit as I live very close to an international airport and I thought this would be a good approach. 

I’m Amy Lieu, the Internal Operations Director at Midas Touch LLC, a small family-owned real estate investment company.

Then you would draft an OA for that LLC separate from internal OAs. 

While it's possible the lender has an internal overlay that was just added, there is no rule that was placed in effect with Fannie Mae.If this is a new internal overlay with the lender, just switch lenders.

International Property Maintenance Code.

No matter how you want to look at it internally (e.g. paying back a savings account), be sure to take the interest deduction you are entitled to.  

@Seyed JavaheriCheck out the BP Blog Post "Introduction to Internal Rate of Return (IRR)"  at https://www.biggerpockets.com/renewsblog/2010/09/0... by J SCOTT.

@Stephanie Potter Thank you for the mention,@Mike Greenberg @Daniel Dietz @Daniel Levine As others have said, most likely what you are running into is banker incompetence and lender internal overlays.